definition for: #QBick

Predictive money spending allows us to automatically find the best offers in the marketplace, unbiased, quickly and conveniently. We help our clients by using our artificial intelligence assistant makes smart, secure and proactive money management decisions. We connect everyone's banking products into a single, easy to use and digestible dashboard, that provides a birds eye view of our clients finances, whilst providing users an insight into their finances in ways they have never seen before. Simple, contextual and reliable reporting, with all documentation and contracts in one secure place.

We are the intelligent pocket sized financial concierge. We make proactive financial decisions, simple, secure and unbiased for everyone.

We aim to assist individuals who are in debt. These clients have little experience on how to manage their money, as they haven’t been taught/shown how to, or are trying to set the foundations for their life and they want to save for a larger asset, (car or house). QBick will assist in goal setting and also in finding them the best deals for what they require to support these purchases, such as car insurance. We also want to help more affluent clients, who have available cash who aren’t all about the best deal. They are looking for convenience and a good customer service from their provides and a good overall experience.

We also want to educate people and more specifically younger generations on how to manage their finances, which can be done via the QBick platform.

The core platform is the foundation of QBick. This is the underlying infrastructure that will pull all client’s personal data from Open Banking and hold it in a secure environment. The data will be highly secure and will be analysed via internal algorithms. From here clients will start to build up their preferences of what they want around their personal goals and aspirations. This is where clients also add their preferences on what products they what to be communicated about and how they want to be communicated to. Clients will also receive reports on their spending habits and they can choose frequency of reports.

The Digital Assistant is aimed at moving our clients towards a debt free way of living and simplify the overhead people have with managing money on a day to day basis.  We can encourage great habits, advising if they can afford that extra coffee in the morning. This is QBick’s artificial intelligence driven solution to simplify & automate financial management.  Think of this offering as an easy way to manage your finances, we capture your “Goals & Aspirations” (previous section) and make key financial decisions for you.  In the future we plan to automatically move your money between accounts to eliminate fees and maximising interest, etc.